According to the U.S. Bureau of Labor Statistics, prices for health insurance were 38.15% higher in 2025 versus 2010 (a $114.44 difference in value).
Between 2010 and 2025, Health insurance experienced an average inflation rate of 2.18% per year. This rate of change indicates significant inflation. In other words, health insurance costing $300 in the year 2010 would cost $414.44 in 2025 for an equivalent purchase. Compared to the overall inflation rate of 2.64% during this same period, inflation for health insurance was lower.
In the year 2010: Pricing changed by -3.53%, which is significantly below the average yearly change for health insurance during the 2010-2025 time period. Compared to inflation for all items in 2010 (1.64%), inflation for health insurance was much lower.
The official rate is based on an average household's spending, so your own inflation rate is probably different. The personal inflation calculator works it out from your budget.
Below are calculations of equivalent buying power for Health insurance, over time, for $300 beginning in 2010. Each of the amounts below is equivalent in terms of what it could buy at the time:
| Year | USD Value | Inflation Rate |
|---|---|---|
| 2010 | $300.00 | -3.53% |
| 2011 | $296.78 | -1.07% |
| 2012 | $332.78 | 12.13% |
| 2013 | $345.99 | 3.97% |
| 2014 | $343.56 | -0.70% |
| 2015 | $347.66 | 1.19% |
| 2016 | $370.75 | 6.64% |
| 2017 | $376.86 | 1.65% |
| 2018 | $381.13 | 1.13% |
| 2019 | $436.55 | 14.54% |
| 2020 | $505.79 | 15.86% |
| 2021 | $483.84 | -4.34% |
| 2022 | $551.42 | 13.97% |
| 2023 | $425.79 | -22.78% |
| 2024 | $401.97 | -5.59% |
| 2025 | $414.44 | 3.10% |
| 2026 | $389.25 | -6.08%* |
* Not final. See inflation summary for latest details.
** Extended periods of 0% inflation usually indicate incomplete underlying data. This can manifest as a sharp increase in inflation later on.
Raw Consumer Price Index data from U.S. Bureau of Labor Statistics for Health insurance:
| Year | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| CPI | 100.000 | 103.092 | 113.520 | 114.221 | 110.527 | 106.627 | 105.484 | 118.280 | 122.973 | 122.108 | 123.567 | 131.774 | 133.947 | 135.463 | 155.160 | 179.771 | 171.968 | 195.988 | 151.335 | 142.869 | 147.303 | 138.349 |