S&P 500: $100 in 1958 → $111,909.28 in 2026

$

Stock market returns since 1958

If you invested $100 in the S&P 500 at the beginning of 1958, you would have about $111,909.28 at the end of 2026, assuming you reinvested all dividends. This is a return on investment of 111,809.28%, or 10.88% per year.

This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 9,878.27% cumulatively, or 7.00% per year.

If you used dollar-cost averaging (monthly) instead of a lump-sum investment, you'd have $87,161.60.

The graph below shows the performance of $100 over time if invested in an S&P 500 index fund. The returns assume that all dividends are automatically reinvested.

This chart shows the rate of gains and loss by month, including dividends:

Adjusting stock market return for inflation

The nominal return on investment of $100 is $111,809.28, or 111,809.28%. This means by 2026 you would have $111,909.28 in your pocket.

However, it's important to take into account the effect of inflation when considering an investment and especially a long-term investment. You can convert S&P returns to their real (inflation-adjusted) value using an inflation calculation based on the U.S. Bureau of Labor Statistics Consumer Price Index (CPI).

In the case of the returns described above, the CPI in 1958 was 28.900 and the CPI in 2026 was 324.122.

The ratio between these CPIs describes how relative buying power of a dollar has changed over 68 years.

Adjusted for inflation, the $111,909.28 nominal end value of the original $100 investment would have a real return of roughly $9,878.27 in 1958 dollars. This means the inflation-adjusted return is 9,878.27% as opposed to the original 111,809.28%.

For more information on inflation, see our U.S. inflation calculator for 1958.

Full monthly data

The table below shows the full dataset pertaining to a $100 investment, including gains and losses over the 816-month period between 1958 and 2026.

Note that data shown is the monthly average closing price. Returns include dividends.

YearMonthReturn (%)Amount ($)CPI
195810.70%100.7028.60
195822.42%103.1428.60
195830.90%104.0628.80
195843.56%107.7628.90
195852.74%110.7128.90
195863.07%114.1128.90
195874.05%118.7429.00
195882.94%122.2328.90
195894.36%127.5628.90
1958103.33%131.8128.90
1958112.16%134.6629.00
1958124.25%140.3828.90
19591-1.27%138.6129.00
195922.81%142.5028.90
195931.94%145.2628.90
195941.77%147.8229.00
19595-0.61%146.9329.00
195964.23%153.1429.10
19597-0.32%152.6529.20
19598-3.70%147.0029.20
195990.18%147.2629.30
1959100.67%148.2429.40
1959113.46%153.3829.40
195912-1.49%151.1029.40
19601-3.61%145.6429.30
19602-1.08%144.0729.40
196031.58%146.3629.40
19604-0.62%145.4429.50
196053.99%151.2429.50
19606-2.20%147.9229.60
196071.49%150.1329.60
19608-2.72%146.0429.60
19609-1.67%143.6029.60
1960103.54%148.6829.80
1960112.69%152.6829.80
1960125.43%160.9729.80
196114.37%168.0129.80
196123.40%173.7229.80
196132.92%178.7929.80
196141.26%181.0429.80
19615-1.08%179.0929.80
19616-0.03%179.0429.80
196173.84%185.9130.00
19618-0.54%184.9129.90
196191.34%187.3930.00
1961104.77%196.3330.00
1961111.16%198.6130.00
196112-3.49%191.6930.00
196211.91%195.3530.00
196220.34%196.0130.10
19623-2.94%190.2430.10
19624-7.19%176.5730.20
19625-11.41%156.4230.20
196262.72%160.6730.20
196273.02%165.5330.30
19628-0.59%164.5530.30
19629-2.86%159.8530.40
1962107.20%171.3630.40
1962114.62%179.2830.40
1962124.15%186.7130.40
196311.60%189.6930.40
19632-0.11%189.4930.40
196334.98%198.9230.50
196342.27%203.4430.50
196350.22%203.8830.50
19636-1.22%201.3930.60
196373.03%207.4930.70
196382.89%213.4930.70
196390.50%214.5630.70
196310-0.31%213.9030.80
1963112.39%219.0230.80
1963123.33%226.3230.90
196411.48%229.6730.90
196422.07%234.4230.90
196431.69%238.3930.90
196441.22%241.3030.90
19645-0.35%240.4530.90
196463.96%249.9831.00
19647-1.23%246.9131.10
196481.97%251.7731.00
196491.97%256.7331.10
1964100.94%259.1331.10
196411-1.49%255.2731.20
1964122.82%262.4731.20
196510.98%265.0331.20
196520.34%265.9231.20
196531.56%270.0631.30
196541.73%274.7431.40
19655-4.51%262.3631.40
196560.10%262.6331.60
196572.12%268.1931.60
196583.60%277.8431.60
196592.50%284.7731.60
1965101.08%287.8431.70
196511-0.21%287.2331.70
1965121.98%292.9231.80
19661-0.43%291.6631.80
19662-3.86%280.3932.00
196633.32%289.7032.10
19664-5.01%275.2032.30
19665-0.56%273.6632.30
196660.02%273.7132.40
19667-5.77%257.9232.50
19668-3.22%249.6032.70
19669-0.56%248.1932.70
1966105.32%261.3832.90
1966110.72%263.2532.90
1966124.13%274.1332.90
196713.73%284.3532.90
196722.63%291.8432.90
196731.99%297.6633.00
196742.06%303.7833.10
19675-0.99%300.7733.20
196761.99%306.7633.30
196771.85%312.4433.40
196781.65%317.6133.50
196790.10%317.9233.60
196710-2.88%308.7633.70
1967113.11%318.3633.80
196712-0.02%318.3133.90
19681-4.26%304.7634.10
19682-1.56%300.0134.20
196837.66%322.9934.30
196842.56%331.2534.40
196852.94%340.9934.50
196860.05%341.1634.70
19687-1.93%334.5634.90
196883.51%346.3035.00
196892.72%355.7135.10
1968101.79%362.0635.30
1968111.29%366.7135.40
196812-3.99%352.1035.50
19691-0.24%351.2635.60
19692-1.91%344.5435.80
196932.27%352.3736.10
196943.51%364.7536.30
19695-4.97%346.6236.40
19696-4.21%332.0436.60
19697-0.28%331.1036.80
196980.63%333.1837.00
196991.35%337.6737.10
1969101.00%341.0437.30
196911-5.03%323.8937.50
196912-0.59%321.9837.70
19701-3.20%311.6937.80
197022.01%317.97-
19703-2.75%309.23-
19704-11.20%274.60-
19705-0.27%273.86-
197060.52%275.29-
197073.26%284.25-
197086.32%302.22-
197092.49%309.74-
1970100.21%310.38-
1970117.16%332.60-
1970124.11%346.27-
197114.15%360.65-
197122.83%370.86-
197133.67%384.49-
19714-1.11%380.23-
19715-1.60%374.16-
19716-0.46%372.43-
19717-1.52%366.78-
197182.49%375.90-
19719-1.86%368.89-
197110-4.37%352.76-
1971117.16%378.03-
1971124.42%394.75-
197212.09%402.99-
197222.62%413.55-
197231.26%418.75-
19724-0.78%415.51-
197250.52%417.65-
19726-0.50%415.55-
197273.78%431.27-
19728-1.21%426.05-
197290.42%427.83-
1972105.25%450.31-
1972112.31%460.71-
1972120.99%465.27-
19731-3.33%449.80-
19732-1.35%443.75-
19733-1.63%436.50-
19734-2.57%425.29-
19735-1.99%416.82-
197361.21%421.87-
19737-1.64%414.97-
197382.00%423.25-
197394.24%441.17-
197310-6.85%410.94-
197311-6.81%382.98-
1973121.70%389.49-
19741-2.47%379.86-
197424.57%397.23-
19743-4.82%378.10-
19744-2.71%367.87-
197450.46%369.55-
19746-11.35%327.62-
19747-3.76%315.29-
19748-10.01%283.71-
197492.38%290.46-
1974103.74%301.33-
197411-6.09%282.97-
1974128.63%307.40-
1975110.81%340.63-
197524.97%357.57-
197531.49%362.88-
197546.71%387.24-
197552.89%398.45-
197560.43%400.17-
19757-7.00%372.18-
19758-0.85%369.00-
197594.97%387.35-
1975102.04%395.26-
197511-1.18%390.59-
1975129.55%427.88-
197614.18%445.75-
197620.80%449.33-
197631.10%454.25-
19764-0.38%452.51-
197650.90%456.59-
197662.67%468.76-
19767-0.56%466.13-
197682.44%477.49-
19769-3.11%462.65-
197610-0.37%460.95-
1976113.79%478.41-
197612-0.54%475.84-
19771-2.37%464.57-
19772-0.05%464.32-
19773-1.19%458.77-
197740.06%459.07-
197750.90%463.20-
197761.28%469.14-
19777-2.08%459.39-
19778-1.18%453.99-
19779-2.20%444.01-
1977100.98%448.37-
197711-0.08%448.01-
197712-3.39%432.82-
19781-0.97%428.61-
197820.27%429.75-
197834.83%450.51-
197845.50%475.30-
197850.67%478.51-
19786-0.06%478.21-
197877.33%513.25-
197880.40%515.30-
19789-2.77%501.01-
197810-5.44%473.77-
1978111.92%482.88-
1978124.19%503.09-
19791-1.06%497.77-
197922.34%509.42-
197932.43%521.81-
19794-1.89%511.93-
197952.42%524.31-
197961.42%531.76-
197975.01%558.42-
197981.54%567.02-
19799-3.35%548.01-
197910-0.32%546.25-
1979114.40%570.30-
1979123.31%589.19-
198014.40%615.09-
19802-8.78%561.10-
19803-1.16%554.58-
198045.04%582.51-
198056.86%622.49-
198064.97%653.42-
198073.50%676.32-
198082.84%695.50-
198093.32%718.62-
1980104.61%751.79-
198011-1.24%742.43-
1980120.01%742.50-
19811-3.07%719.71-
198124.14%749.53-
198131.29%759.22-
19814-1.62%746.94-
198150.86%753.35-
19816-2.02%738.16-
198170.80%744.08-
19818-8.30%682.31-
198191.73%694.09-
1981103.04%715.22-
1981111.18%723.65-
198112-4.80%688.89-
19821-1.91%675.70-
19822-2.74%657.16-
198235.47%693.10-
198240.57%697.05-
19825-5.27%660.31-
198260.24%661.92-
198270.79%667.17-
1982812.10%747.88-
198298.88%814.30-
1982104.50%850.94-
1982111.36%862.48-
1982123.93%896.34-
198312.13%915.43-
198323.87%950.82-
198334.20%990.73-
198344.42%1,034.56-
198351.75%1,052.70-
198360.71%1,060.15-
19837-2.41%1,034.63-
198383.31%1,068.92-
198390.65%1,075.84-
198310-1.14%1,063.56-
198311-0.13%1,062.20-
1983121.58%1,078.94-
19841-5.11%1,023.78-
198420.44%1,028.31-
198430.51%1,033.53-
19844-0.25%1,030.92-
19845-1.85%1,011.86-
19846-0.91%1,002.67-
198479.21%1,094.98-
198481.41%1,110.39-
19849-0.41%1,105.81-
1984101.29%1,120.03-
198411-0.71%1,112.10-
1984124.70%1,164.34-
198515.79%1,231.73-
19852-0.48%1,225.84-
198531.02%1,238.40-
198542.74%1,272.28-
198552.51%1,304.22-
198562.25%1,333.53-
19857-1.85%1,308.92-
19858-1.88%1,284.25-
198591.50%1,303.46-
1985106.42%1,387.15-
1985115.29%1,460.59-
1985120.75%1,471.57-
198615.70%1,555.41-
198626.18%1,651.58-
198632.74%1,696.85-
198640.49%1,705.20-
198653.13%1,758.63-
19866-1.80%1,726.90-
198672.28%1,766.29-
19868-2.46%1,722.91-
19869-0.09%1,721.36-
1986103.53%1,782.17-
1986111.71%1,812.63-
1986126.67%1,933.59-
198716.46%2,058.54-
198724.38%2,148.63-
19873-0.86%2,130.23-
198740.17%2,133.91-
198754.50%2,229.90-
198763.12%2,299.52-
198776.45%2,447.93-
19878-3.03%2,373.75-
19879-11.85%2,092.37-
198710-12.30%1,834.93-
198711-1.33%1,810.44-
1987124.25%1,887.33-
198813.33%1,950.15-
198823.23%2,013.18-
19883-0.89%1,995.34-
19884-2.19%1,951.68-
198856.00%2,068.74-
19886-0.31%2,062.39-
19887-1.72%2,026.95-
198881.93%2,066.01-
198893.80%2,144.55-
198810-2.02%2,101.23-
1988112.33%2,150.10-
1988123.51%2,225.63-
198913.30%2,299.07-
19892-0.16%2,295.35-
198933.56%2,377.18-
198944.12%2,475.01-
198953.39%2,558.97-
198962.80%2,630.63-
198974.69%2,754.03-
198980.46%2,766.57-
198990.29%2,774.49-
198910-1.81%2,724.17-
1989112.74%2,798.73-
198912-2.21%2,736.84-
19901-2.53%2,667.68-
199022.71%2,739.89-
199030.20%2,745.26-
199043.85%2,850.98-
199053.17%2,941.36-
199060.17%2,946.35-
19907-7.86%2,714.73-
19908-4.34%2,596.88-
19909-2.32%2,536.74-
1990102.98%2,612.44-
1990114.59%2,732.26-
199012-0.69%2,713.54-
1991111.61%3,028.49-
199123.04%3,120.70-
199132.26%3,191.19-
19914-0.18%3,185.48-
199150.35%3,196.54-
199160.78%3,221.48-
199172.68%3,307.78-
19918-0.30%3,297.76-
199190.18%3,303.75-
1991100.02%3,304.27-
1991110.94%3,335.17-
1991127.36%3,580.57-
19921-0.60%3,559.06-
19922-1.01%3,523.03-
199230.26%3,532.34-
199242.07%3,605.40-
19925-1.33%3,557.48-
199261.91%3,625.50-
199270.94%3,659.65-
199280.38%3,673.49-
19929-1.18%3,630.06-
1992102.76%3,730.14-
1992113.27%3,852.16-
1992120.14%3,857.67-
199311.72%3,924.18-
199322.15%4,008.56-
19933-1.34%3,954.77-
199340.72%3,983.43-
199350.87%4,017.90-
199360.06%4,020.35-
199371.76%4,091.21-
199381.35%4,146.64-
199391.24%4,198.14-
1993100.01%4,198.46-
1993110.89%4,235.70-
1993121.74%4,309.23-
19941-0.08%4,305.97-
19942-1.42%4,244.66-
19943-3.35%4,102.62-
199441.06%4,146.03-
199451.11%4,191.97-
19946-0.52%4,170.22-
199473.08%4,298.75-
199480.82%4,333.89-
19949-0.44%4,314.65-
199410-0.37%4,298.69-
199411-1.03%4,254.60-
1994122.45%4,358.89-
199513.82%4,525.36-
199522.56%4,641.12-
199533.22%4,790.36-
199543.35%4,950.73-
199553.18%5,108.09-
199563.55%5,289.30-
199570.51%5,316.44-
199583.72%5,514.08-
199590.91%5,564.40-
1995102.36%5,695.63-
1995113.39%5,888.67-
1995120.16%5,898.24-
199615.90%6,246.49-
19962-0.20%6,233.96-
199630.20%6,246.24-
199642.35%6,393.33-
199651.28%6,475.07-
19966-3.48%6,249.96-
199673.08%6,442.20-
199682.02%6,572.57-
199694.12%6,843.33-
1996105.05%7,189.06-
1996111.20%7,275.20-
1996123.26%7,512.19-
199714.36%7,839.81-
19972-0.62%7,790.91-
19973-3.41%7,525.61-
199749.22%8,219.31-
199755.34%8,657.96-
199765.74%9,154.58-
199770.35%9,186.42-
199781.19%9,295.92-
199791.65%9,448.87-
199710-1.15%9,340.02-
1997112.63%9,586.09-
1997120.24%9,608.82-
199816.40%10,223.99-
199825.31%10,767.18-
199833.41%11,133.87-
19984-0.22%11,109.17-
199850.12%11,122.11-
199864.47%11,619.01-
19987-6.97%10,809.05-
19988-4.90%10,279.57-
199891.29%10,412.26-
19981010.97%11,554.95-
1998114.10%12,029.17-
1998125.05%12,636.37-
19991-0.07%12,627.94-
199922.92%12,997.12-
199934.25%13,549.50-
19994-0.10%13,536.11-
19995-0.61%13,453.30-
199964.52%14,061.71-
19997-3.77%13,530.96-
19998-0.60%13,450.05-
19999-1.27%13,278.90-
1999107.11%14,222.49-
1999112.81%14,621.96-
199912-0.12%14,604.57-
20001-2.48%14,242.66-
200023.94%14,803.96-
200031.42%15,014.86-
20004-2.84%14,588.62-
200053.16%15,050.13-
200060.85%15,178.11-
200070.94%15,320.74-
20008-1.08%15,155.33-
20009-5.21%14,365.09-
200010-0.77%14,254.11-
200011-3.32%13,780.87-
2000120.46%13,843.57-
20011-2.14%13,547.84-
20012-9.08%12,317.71-
200130.45%12,372.98-
200146.88%13,224.15-
20015-2.39%12,908.27-
20016-2.66%12,564.89-
20017-2.05%12,307.83-
20018-11.25%10,923.53-
200193.18%11,271.33-
2001105.05%11,840.89-
2001111.47%12,014.49-
200112-0.30%11,978.72-
20021-3.35%11,577.10-
200224.95%12,149.62-
20023-3.51%11,722.63-
20024-2.82%11,392.01-
20025-5.92%10,717.49-
20026-10.76%9,564.45-
200271.14%9,673.37-
20028-4.76%9,213.14-
20029-1.37%9,087.19-
2002106.63%9,689.27-
200211-1.04%9,588.98-
200212-0.22%9,567.64-
20031-6.41%8,953.89-
200321.31%9,071.00-
200335.29%9,550.48-
200345.31%10,057.82-
200355.70%10,631.54-
200360.60%10,694.89-
20037-0.17%10,677.10-
200383.16%11,014.63-
200392.03%11,237.98-
2003101.21%11,374.03-
2003113.06%11,722.51-
2003124.93%12,301.01-
200411.09%12,434.68-
20042-1.57%12,240.05-
200430.97%12,358.55-
20044-2.56%12,041.65-
200452.86%12,385.76-
20046-2.24%12,108.47-
20047-1.39%11,940.46-
200482.78%12,272.72-
200490.10%12,285.31-
2004104.77%12,871.79-
2004112.73%13,222.87-
200412-1.35%13,044.46-
200511.68%13,263.76-
20052-0.26%13,229.86-
20053-2.41%12,911.17-
200541.34%13,083.64-
200552.18%13,368.96-
200561.81%13,610.64-
200570.31%13,652.84-
200580.28%13,691.02-
20059-2.62%13,331.74-
2005103.96%13,859.88-
2005112.14%14,157.06-
2005121.47%14,364.71-
20061-0.02%14,362.32-
200621.49%14,575.76-
200630.80%14,692.12-
20064-0.79%14,576.55-
20065-2.71%14,182.14-
200660.72%14,284.26-
200672.29%14,611.62-
200682.53%14,981.46-
200693.62%15,523.18-
2006102.00%15,833.90-
2006112.15%16,174.05-
2006120.69%16,286.11-
200711.60%16,546.04-
20072-2.47%16,136.71-
200734.18%16,811.27-
200743.39%17,381.47-
200750.34%17,441.42-
200760.57%17,541.64-
20077-4.20%16,804.69-
200783.07%17,321.40-
200792.99%17,839.59-
200710-4.81%16,982.16-
2007111.24%17,192.44-
200712-6.64%16,051.69-
20081-1.56%15,800.64-
20082-2.63%15,385.62-
200834.24%16,038.55-
200842.56%16,449.56-
20085-4.25%15,751.01-
20086-6.08%14,793.59-
200872.11%15,105.82-
20088-4.85%14,373.56-
20089-20.19%11,471.02-
200810-8.61%10,483.90-
200811-0.35%10,447.08-
200812-1.10%10,332.62-
20091-6.70%9,640.08-
20092-5.69%9,091.81-
2009312.32%10,212.08-
200946.66%10,892.18-
200952.87%11,204.66-
200961.28%11,347.82-
200978.12%12,269.35-
200983.65%12,717.22-
200992.40%13,022.83-
2009102.09%13,295.57-
2009112.23%13,591.51-
2009121.36%13,775.94-
20101-2.90%13,376.65-
201025.94%14,171.63-
201034.09%14,750.96-
20104-5.88%13,883.25-
20105-3.54%13,391.28-
20106-0.16%13,369.98-
201070.86%13,485.45-
201083.37%13,940.06-
201094.58%14,578.16-
2010102.49%14,941.29-
2010113.71%15,496.17-
2010123.46%16,032.68-
201113.15%16,537.84-
20112-1.11%16,353.87-
201132.22%16,717.08-
201140.66%16,827.29-
20115-3.66%16,210.97-
201163.10%16,713.79-
20117-10.40%14,975.45-
20118-0.79%14,857.26-
201193.02%15,305.78-
2011101.77%15,576.26-
2011111.55%15,818.43-
2011124.78%16,574.95-
201214.16%17,264.90-
201222.88%17,762.80-
20123-0.04%17,756.01-
20124-3.09%17,207.18-
20125-1.15%17,008.88-
201262.92%17,505.73-
201273.39%18,098.77-
201283.02%18,645.56-
20129-0.22%18,605.08-
201210-2.84%18,077.16-
2012112.18%18,470.43-
2012124.27%19,258.89-
201312.33%19,708.21-
201322.72%20,244.75-
201331.45%20,539.07-
201344.57%21,478.58-
20135-1.12%21,238.50-
201363.25%21,929.70-
201370.25%21,985.08-
201381.19%22,247.24-
201392.12%22,718.34-
2013103.86%23,595.27-
2013111.52%23,954.31-
2013120.97%24,186.14-
20141-0.13%24,154.69-
201422.72%24,812.24-
201430.20%24,862.30-
201441.53%25,243.20-
201453.20%26,050.05-
201461.50%26,439.71-
20147-0.43%26,326.83-
201481.78%26,794.93-
20149-2.65%26,085.78-
2014105.71%27,574.14-
2014110.63%27,748.93-
201412-1.11%27,440.90-
201512.83%28,216.77-
201520.06%28,232.39-
201530.88%28,480.38-
201540.98%28,759.18-
20155-0.44%28,633.93-
20156-0.08%28,611.13-
20157-2.42%27,917.48-
20158-4.51%26,659.22-
201594.32%27,810.13-
2015102.93%28,625.65-
201511-1.10%28,309.92-
201512-6.42%26,492.53-
20161-0.55%26,346.84-
201626.36%28,023.22-
201632.83%28,816.63-
20164-0.30%28,728.92-
201651.07%29,035.32-
201663.30%29,992.74-
201671.20%30,352.43-
20168-0.44%30,219.28-
20169-0.51%30,066.38-
2016101.20%30,427.52-
2016113.95%31,628.18-
2016121.44%32,082.88-
201712.58%32,909.48-
201721.75%33,485.15-
20173-0.15%33,433.58-
201741.69%33,999.40-
201751.78%34,603.37-
201760.99%34,945.22-
201770.25%35,031.81-
201781.65%35,610.98-
201792.73%36,584.87-
2017101.59%37,166.41-
2017112.88%38,238.10-
2017124.86%40,097.20-
20181-2.89%38,939.72-
201820.06%38,964.86-
20183-1.66%38,316.50-
201841.96%39,068.12-
201852.11%39,893.62-
201861.58%40,524.24-
201872.45%41,517.41-
201881.68%42,214.79-
20189-3.85%40,589.95-
201810-2.08%39,747.26-
201811-5.56%37,536.31-
2018121.74%38,187.81-
201915.83%40,413.74-
201921.95%41,201.01-
201933.72%42,735.01-
20194-1.53%42,080.40-
201951.40%42,671.52-
201963.83%44,304.71-
20197-3.13%42,916.02-
201983.09%44,240.07-
201990.01%44,244.41-
2019104.43%46,206.07-
2019112.47%47,347.05-
2019123.35%48,931.47-
202010.12%48,991.20-
20202-18.92%39,723.19-
202034.32%41,438.68-
202045.89%43,878.33-
202056.51%46,734.05-
202063.48%48,358.73-
202075.89%51,208.75-
20208-0.63%50,887.67-
202091.73%51,765.99-
2020103.95%53,812.88-
2020114.26%56,105.35-
2020122.80%57,673.66-
202112.49%59,110.62-
202120.82%59,596.13-
202136.02%63,184.70-
202140.76%63,665.05-
202151.81%64,817.66-
202163.07%66,806.40-
202172.19%68,266.22-
20218-0.08%68,208.54-
202190.45%68,516.96-
2021104.74%71,767.92-
2021110.27%71,958.39-
202112-2.05%70,481.84-
20221-2.90%68,436.05-
20222-0.89%67,825.21-
202230.12%67,905.44-
20224-7.87%62,559.43-
20225-3.37%60,451.56-
202260.46%60,732.47-
202276.45%64,648.13-
20228-7.28%59,943.43-
20229-3.09%58,090.47-
2022105.29%61,160.61-
2022110.01%61,167.24-
2022121.38%62,009.18-
202313.15%63,960.59-
20232-2.59%62,306.93-
202334.00%64,796.86-
202340.74%65,274.86-
202354.94%68,500.87-
202363.88%71,155.99-
20237-1.00%70,446.11-
20238-0.95%69,774.35-
20239-3.04%67,655.09-
2023104.60%70,768.39-
2023115.18%74,430.83-
2023122.91%76,598.13-
202414.20%79,814.69-
202423.28%82,434.31-
20243-1.01%81,602.44-
202442.52%83,656.14-
202453.55%86,626.42-
202462.38%88,687.84-
20247-0.97%87,827.02-
202482.72%90,217.77-
202493.15%93,061.33-
2024102.48%95,370.91-
2024111.47%96,773.17-
202412-0.42%96,368.15-
202511.09%97,422.92-
20252-5.77%91,802.18-
20253-5.42%86,825.37-
202548.34%94,066.39-
202553.88%97,715.85-
202564.53%102,139.72-
202571.89%104,068.94-
202582.83%107,017.40-
202592.40%109,589.02-
2025100.17%109,780.13-
2025111.76%111,713.31-
2025120.18%111,909.28-
Click to show 810 more rows

Remember, returns are based on the average closing price across the entire month. Some losses are offset by dividend returns.

Dollar-cost averaging

Dollar-cost averaging is an alternative to investing the full lump-sum of $100.00 up-front. Instead, the capital is invested over a period of time.

Consider a strategy in which $100.00 was invested in the S&P 500 over a period of no more than 24 months beginning in 1958. This would result in a final amount of $87,161.60, including dividend reinvestments. In this particular case, dollar-cost average returns are less than the returns of a lump-sum investment (which ends with $111,909.28).

YearMonthContribution ($)Amount ($)
195814.164.17
195824.168.52
195834.1612.78
195844.1617.53
195854.1622.27
195864.1627.23
195874.1632.65
195884.1637.88
195894.1643.86
1958104.1649.60
1958114.1654.91
1958124.1661.57
195914.1664.89
195924.1670.98
195934.1676.58
195944.1682.16
195954.1685.78
195964.1693.74
195974.1697.57
195984.1697.95
195994.16102.28
1959104.16107.15
1959114.16115.15
1959124.32117.68
19601-113.44
19602-112.21
19603-113.99
19604-113.28
19605-117.80
19606-115.21
19607-116.93
19608-113.75
19609-111.84
196010-115.80
196011-118.92
196012-125.37
19611-130.85
19612-135.30
19613-139.25
19614-141.01
19615-139.49
19616-139.45
19617-144.80
19618-144.02
19619-145.95
196110-152.91
196111-154.69
196112-149.30
19621-152.15
19622-152.67
19623-148.17
19624-137.53
19625-121.83
19626-125.14
19627-128.92
19628-128.16
19629-124.50
196210-133.46
196211-139.63
196212-145.42
19631-147.74
19632-147.58
19633-154.93
19634-158.45
19635-158.79
19636-156.85
19637-161.61
19638-166.28
19639-167.11
196310-166.60
196311-170.59
196312-176.27
19641-178.88
19642-182.58
19643-185.67
19644-187.94
19645-187.28
19646-194.70
19647-192.31
19648-196.09
19649-199.96
196410-201.83
196411-198.82
196412-204.43
19651-206.42
19652-207.12
19653-210.34
19654-213.99
19655-204.34
19656-204.55
19657-208.88
19658-216.40
19659-221.80
196510-224.19
196511-223.71
196512-228.14
19661-227.16
19662-218.39
19663-225.64
19664-214.34
19665-213.14
19666-213.18
19667-200.88
19668-194.40
19669-193.30
196610-203.58
196611-205.04
196612-213.51
19671-221.47
19672-227.30
19673-231.83
19674-236.60
19675-234.26
19676-238.92
19677-243.35
19678-247.37
19679-247.61
196710-240.48
196711-247.96
196712-247.92
19681-237.36
19682-233.66
19683-251.57
19684-258.00
19685-265.59
19686-265.72
19687-260.58
19688-269.72
19689-277.05
196810-281.99
196811-285.62
196812-274.24
19691-273.58
19692-268.35
19693-274.45
19694-284.09
19695-269.97
19696-258.62
19697-257.88
19698-259.50
19699-263.00
196910-265.62
196911-252.27
196912-250.78
19701-242.77
19702-247.65
19703-240.85
19704-213.87
19705-213.30
19706-214.41
19707-221.39
19708-235.39
19709-241.25
197010-241.75
197011-259.05
197012-269.70
19711-280.89
19712-288.85
19713-299.46
19714-296.14
19715-291.42
19716-290.07
19717-285.67
19718-292.77
19719-287.31
197110-274.75
197111-294.44
197112-307.46
19721-313.87
19722-322.10
19723-326.15
19724-323.62
19725-325.29
19726-323.65
19727-335.90
19728-331.83
19729-333.22
197210-350.72
197211-358.83
197212-362.38
19731-350.33
19732-345.62
19733-339.97
19734-331.24
19735-324.65
19736-328.58
19737-323.20
19738-329.65
19739-343.61
197310-320.07
197311-298.28
197312-303.36
19741-295.85
19742-309.39
19743-294.49
19744-286.52
19745-287.83
19746-255.17
19747-245.56
19748-220.97
19749-226.23
197410-234.69
197411-220.40
197412-239.42
19751-265.30
19752-278.49
19753-282.64
19754-301.61
19755-310.34
19756-311.68
19757-289.87
19758-287.40
19759-301.69
197510-307.85
197511-304.22
197512-333.26
19761-347.18
19762-349.96
19763-353.80
19764-352.44
19765-355.62
19766-365.10
19767-363.05
19768-371.90
19769-360.34
197610-359.02
197611-372.61
197612-370.61
19771-361.83
19772-361.64
19773-357.32
19774-357.55
19775-360.77
19776-365.39
19777-357.80
19778-353.59
19779-345.82
197710-349.21
197711-348.94
197712-337.10
19781-333.83
19782-334.72
19783-350.88
19784-370.20
19785-372.69
19786-372.46
19787-399.75
19788-401.35
19789-390.22
197810-369.00
197811-376.09
197812-391.83
19791-387.69
19792-396.77
19793-406.41
19794-398.72
19795-408.36
19796-414.16
19797-434.93
19798-441.63
19799-426.82
197910-425.45
197911-444.19
197912-458.90
19801-479.07
19802-437.02
19803-431.94
19804-453.69
19805-484.83
19806-508.92
19807-526.76
19808-541.70
19809-559.71
198010-585.54
198011-578.25
198012-578.30
19811-560.55
19812-583.78
19813-591.33
19814-581.76
19815-586.75
19816-574.92
19817-579.54
19818-531.42
19819-540.60
198110-557.05
198111-563.62
198112-536.55
19821-526.28
19822-511.83
19823-539.83
19824-542.90
19825-514.29
19826-515.54
19827-519.64
19828-582.49
19829-634.23
198210-662.77
198211-671.75
198212-698.12
19831-712.99
19832-740.55
19833-771.64
19834-805.77
19835-819.90
19836-825.71
19837-805.83
19838-832.54
19839-837.93
198310-828.37
198311-827.30
198312-840.34
19841-797.38
19842-800.91
19843-804.97
19844-802.94
19845-788.10
19846-780.94
19847-852.84
19848-864.84
19849-861.27
198410-872.34
198411-866.17
198412-906.86
19851-959.34
19852-954.76
19853-964.54
19854-990.92
19855-1,015.81
19856-1,038.63
19857-1,019.47
19858-1,000.25
19859-1,015.21
198510-1,080.39
198511-1,137.59
198512-1,146.15
19861-1,211.44
19862-1,286.35
19863-1,321.61
19864-1,328.11
19865-1,369.72
19866-1,345.01
19867-1,375.69
19868-1,341.90
19869-1,340.70
198610-1,388.06
198611-1,411.78
198612-1,506.00
19871-1,603.31
19872-1,673.48
19873-1,659.15
19874-1,662.01
19875-1,736.78
19876-1,791.00
19877-1,906.59
19878-1,848.82
19879-1,629.66
198710-1,429.16
198711-1,410.08
198712-1,469.96
19881-1,518.89
19882-1,567.98
19883-1,554.09
19884-1,520.08
19885-1,611.26
19886-1,606.31
19887-1,578.71
19888-1,609.13
19889-1,670.31
198810-1,636.56
198811-1,674.63
198812-1,733.45
19891-1,790.65
19892-1,787.76
19893-1,851.49
19894-1,927.68
19895-1,993.08
19896-2,048.89
19897-2,145.00
19898-2,154.77
19899-2,160.94
198910-2,121.75
198911-2,179.82
198912-2,131.61
19901-2,077.75
19902-2,133.99
19903-2,138.18
19904-2,220.51
19905-2,290.90
19906-2,294.79
19907-2,114.39
19908-2,022.61
19909-1,975.77
199010-2,034.72
199011-2,128.05
199012-2,113.46
19911-2,358.77
19912-2,430.59
19913-2,485.49
19914-2,481.04
19915-2,489.65
19916-2,509.08
19917-2,576.30
19918-2,568.49
19919-2,573.16
199110-2,573.56
199111-2,597.63
199112-2,788.76
19921-2,772.01
19922-2,743.94
19923-2,751.20
19924-2,808.10
19925-2,770.78
19926-2,823.76
19927-2,850.35
19928-2,861.13
19929-2,827.31
199210-2,905.26
199211-3,000.29
199212-3,004.58
19931-3,056.39
19932-3,122.10
19933-3,080.21
19934-3,102.54
19935-3,129.38
19936-3,131.29
19937-3,186.48
19938-3,229.65
19939-3,269.76
199310-3,270.01
199311-3,299.02
199312-3,356.29
19941-3,353.74
19942-3,305.99
19943-3,195.36
19944-3,229.18
19945-3,264.96
19946-3,248.02
19947-3,348.12
19948-3,375.49
19949-3,360.51
199410-3,348.08
199411-3,313.74
199412-3,394.96
19951-3,524.62
19952-3,614.78
19953-3,731.02
19954-3,855.92
19955-3,978.48
19956-4,119.62
19957-4,140.76
19958-4,294.70
19959-4,333.89
199510-4,436.10
199511-4,586.44
199512-4,593.90
19961-4,865.14
19962-4,855.38
19963-4,864.94
19964-4,979.51
19965-5,043.17
19966-4,867.84
19967-5,017.57
19968-5,119.11
19969-5,329.99
199610-5,599.27
199611-5,666.36
199612-5,850.94
19971-6,106.11
19972-6,068.03
19973-5,861.40
19974-6,401.69
19975-6,743.34
19976-7,130.13
19977-7,154.93
19978-7,240.22
19979-7,359.34
199710-7,274.56
199711-7,466.22
199712-7,483.92
19981-7,963.05
19982-8,386.12
19983-8,671.72
19984-8,652.48
19985-8,662.56
19986-9,049.57
19987-8,418.73
19988-8,006.34
19989-8,109.69
199810-8,999.68
199811-9,369.04
199812-9,841.96
19991-9,835.39
19992-10,122.93
19993-10,553.16
19994-10,542.73
19995-10,478.23
19996-10,952.09
19997-10,538.72
19998-10,475.70
19999-10,342.40
199910-11,077.32
199911-11,388.45
199912-11,374.91
20001-11,093.03
20002-11,530.20
20003-11,694.47
20004-11,362.49
20005-11,721.94
20006-11,821.61
20007-11,932.70
20008-11,803.87
20009-11,188.39
200010-11,101.95
200011-10,733.36
200012-10,782.20
20011-10,551.86
20012-9,593.76
20013-9,636.81
20014-10,299.76
20015-10,053.73
20016-9,786.28
20017-9,586.07
20018-8,507.89
20019-8,778.79
200110-9,222.39
200111-9,357.60
200112-9,329.74
20021-9,016.93
20022-9,462.85
20023-9,130.28
20024-8,872.77
20025-8,347.42
20026-7,449.36
20027-7,534.20
20028-7,175.74
20029-7,077.64
200210-7,546.58
200211-7,468.47
200212-7,451.85
20031-6,973.82
20032-7,065.03
20033-7,438.48
20034-7,833.63
20035-8,280.48
20036-8,329.82
20037-8,315.96
20038-8,578.85
20039-8,752.81
200310-8,858.77
200311-9,130.19
200312-9,580.76
20041-9,684.87
20042-9,533.28
20043-9,625.58
20044-9,378.75
20045-9,646.77
20046-9,430.80
20047-9,299.94
20048-9,558.72
20049-9,568.53
200410-10,025.32
200411-10,298.75
200412-10,159.80
20051-10,330.61
20052-10,304.20
20053-10,055.99
20054-10,190.32
20055-10,412.54
20056-10,600.78
20057-10,633.64
20058-10,663.38
20059-10,383.55
200510-10,794.90
200511-11,026.36
200512-11,188.09
20061-11,186.23
20062-11,352.47
20063-11,443.10
20064-11,353.08
20065-11,045.89
20066-11,125.43
20067-11,380.40
20068-11,668.45
20069-12,090.38
200610-12,332.38
200611-12,597.31
200612-12,684.59
20071-12,887.04
20072-12,568.23
20073-13,093.62
20074-13,537.72
20075-13,584.41
20076-13,662.47
20077-13,088.50
20078-13,490.93
20079-13,894.53
200710-13,226.72
200711-13,390.49
200712-12,502.01
20081-12,306.48
20082-11,983.23
20083-12,491.78
20084-12,811.89
20085-12,267.83
20086-11,522.13
20087-11,765.31
20088-11,194.98
20089-8,934.31
200810-8,165.48
200811-8,136.81
200812-8,047.66
20091-7,508.27
20092-7,081.24
20093-7,953.77
20094-8,483.48
20095-8,726.86
20096-8,838.36
20097-9,556.10
20098-9,904.93
20099-10,142.95
200910-10,355.38
200911-10,585.88
200912-10,729.52
20101-10,418.53
20102-11,037.71
20103-11,488.92
20104-10,813.10
20105-10,429.93
20106-10,413.34
20107-10,503.27
20108-10,857.35
20109-11,354.34
201010-11,637.16
201011-12,069.34
201012-12,487.20
20111-12,880.66
20112-12,737.36
20113-13,020.26
20114-13,106.09
20115-12,626.07
20116-13,017.70
20117-11,663.77
20118-11,571.72
20119-11,921.06
201110-12,131.72
201111-12,320.33
201112-12,909.56
20121-13,446.93
20122-13,834.72
20123-13,829.44
20124-13,401.97
20125-13,247.53
20126-13,634.50
20127-14,096.40
20128-14,522.27
20129-14,490.74
201210-14,079.57
201211-14,385.87
201212-14,999.97
20131-15,349.92
20132-15,767.82
20133-15,997.05
20134-16,728.80
20135-16,541.81
20136-17,080.16
20137-17,123.29
20138-17,327.48
20139-17,694.40
201310-18,377.40
201311-18,657.04
201312-18,837.60
20141-18,813.11
20142-19,325.25
20143-19,364.24
20144-19,660.90
20145-20,289.33
20146-20,592.82
20147-20,504.90
20148-20,869.48
20149-20,317.15
201410-21,476.38
201411-21,612.52
201412-21,372.61
20151-21,976.90
20152-21,989.06
20153-22,182.22
20154-22,399.36
20155-22,301.81
20156-22,284.05
20157-21,743.80
20158-20,763.78
20159-21,660.18
201510-22,295.36
201511-22,049.45
201512-20,633.96
20161-20,520.49
20162-21,826.15
20163-22,444.11
20164-22,375.80
20165-22,614.43
20166-23,360.13
20167-23,640.28
20168-23,536.57
20169-23,417.48
201610-23,698.76
201611-24,633.91
201612-24,988.05
20171-25,631.86
20172-26,080.22
20173-26,040.06
20174-26,480.76
20175-26,951.17
20176-27,217.41
20177-27,284.86
20178-27,735.95
20179-28,494.47
201710-28,947.41
201711-29,782.11
201712-31,230.08
20181-30,328.57
20182-30,348.15
20183-29,843.17
20184-30,428.58
20185-31,071.52
20186-31,562.69
20187-32,336.23
20188-32,879.39
20189-31,613.87
201810-30,957.53
201811-29,235.51
201812-29,742.94
20191-31,476.62
20192-32,089.80
20193-33,284.57
20194-32,774.72
20195-33,235.12
20196-34,507.14
20197-33,425.55
20198-34,456.80
20199-34,460.18
201910-35,988.04
201911-36,876.70
201912-38,110.74
20201-38,157.26
20202-30,938.78
20203-32,274.91
20204-34,175.05
20205-36,399.26
20206-37,664.65
20207-39,884.42
20208-39,634.35
20209-40,318.43
202010-41,912.67
202011-43,698.19
202012-44,919.68
20211-46,038.87
20212-46,417.01
20213-49,212.01
20214-49,586.13
20215-50,483.85
20216-52,032.80
20217-53,169.80
20218-53,124.87
20219-53,365.09
202110-55,897.12
202111-56,045.48
202112-54,895.45
20221-53,302.07
20222-52,826.31
20223-52,888.80
20224-48,725.01
20225-47,083.27
20226-47,302.06
20227-50,351.81
20228-46,687.51
20229-45,244.32
202210-47,635.52
202211-47,640.68
202212-48,296.44
20231-49,816.31
20232-48,528.35
20233-50,467.65
20234-50,839.94
20235-53,352.55
20236-55,420.52
20237-54,867.62
20238-54,344.42
20239-52,693.81
202310-55,118.63
202311-57,971.15
202312-59,659.18
20241-62,164.43
20242-64,204.74
20243-63,556.83
20244-65,156.38
20245-67,469.81
20246-69,075.36
20247-68,404.91
20248-70,266.97
20249-72,481.70
202410-74,280.54
202411-75,372.70
202412-75,057.25
20251-75,878.77
20252-71,501.00
20253-67,624.76
20254-73,264.50
20255-76,106.92
20256-79,552.49
20257-81,055.08
20258-83,351.52
20259-85,354.45
202510-85,503.30
202511-87,008.98
202512-87,161.60
Click to show 810 more rows

Data Sources

The information on this page is derived from Robert Shiller's book, Irrational Exuberance and the accompanying dataset, as well as the U.S. Bureau of Labor Statistics' monthly CPI logs.

Note that S&P index value for the current quarter is based on a moving average of closing prices, per Robert Shiller's methodology. The inflation data used is based on annual CPI averages.

in2013dollars.com is a reference website maintained by the Official Data Foundation.


Ian Webster

About the author

Ian Webster is an engineer and data expert based in San Mateo, California. He has worked for Google, NASA, and consulted for governments around the world on data pipelines and data analysis. Disappointed by the lack of clear resources on the impacts of inflation on economic indicators, Ian believes this website serves as a valuable public tool. Ian earned his degree in Computer Science from Dartmouth College.

Email · LinkedIn · Twitter


S&P 500 from 1958 to 2026
Start Value
Average monthly close
$41.12
End Value
Average monthly close
$6,858.47
Change in price +16,579.16%
+7.81% / yr
Change incl. dividends +111,809.28%
+10.88% / yr
Change incl. dividends, inflation-adjusted +9,878.27%
+7.00% / yr
Final amount, nominal
($100 base)
$111,909.28
Final amount, inflation-adjusted
($100 base)
$9,978.27