Tenants' and household insurance priced at $20 in 2004 $27.88 in 2025

Tenants' And Household Insurance Inflation Calculator

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Prices for Tenants' And Household Insurance, 2004-2025 ($20)

According to the U.S. Bureau of Labor Statistics, prices for tenants' and household insurance are 39.40% higher in 2025 versus 2004 (a $7.88 difference in value).

Between 2004 and 2025: Tenants' and household insurance experienced an average inflation rate of 1.59% per year. In other words, tenants' and household insurance costing $20 in the year 2004 would cost $27.88 in 2025 for an equivalent purchase. Compared to the overall inflation rate of 2.54% during this same period, inflation for tenants' and household insurance was lower.

In the year 2004: Pricing changed by 1.23%, which is below the average yearly change for tenants' and household insurance during the 2004-2025 time period. Compared to inflation for all items in 2004 (2.68%), inflation for tenants' and household insurance was lower.

Price Inflation for Tenants' and household insurance since 1997

Consumer Price Index, U.S. Bureau of Labor Statistics
Years with the largest changes in pricing: 2003 (5.60%), 2014 (4.80%), and 2010 (3.45%).

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Buying power of $20.00 since 2004

Below are calculations of equivalent buying power for Tenants' and household insurance, over time, for $20 beginning in 2004. Each of the amounts below is equivalent in terms of what it could buy at the time:

YearUSD ValueInflation Rate
2004$20.001.23%
2005$20.231.16%
2006$20.05-0.92%
2007$20.140.45%
2008$20.451.57%
2009$20.912.22%
2010$21.633.45%
2011$21.921.35%
2012$22.593.06%
2013$23.303.12%
2014$24.414.80%
2015$25.203.20%
2016$25.430.91%
2017$25.610.71%
2018$25.941.30%
2019$26.120.68%
2020$26.00-0.45%
2021$25.93-0.25%
2022$25.91-0.10%
2023$26.381.81%
2024$27.243.27%
2025$27.882.36%*

* Not final. See inflation summary for latest details.
** Extended periods of 0% inflation usually indicate incomplete underlying data. This can manifest as a sharp increase in inflation later on.


Raw Consumer Price Index data from U.S. Bureau of Labor Statistics for Tenants' and household insurance:

Year19971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025
CPI100.00099.762101.338103.669106.231108.708114.800116.215117.562116.485117.004118.843121.487125.682127.379131.271135.372141.867146.409147.747148.799150.734151.763151.075150.694150.539153.264158.278162.007

Adjust tenants' and household insurance prices for inflation

Start with the inflation rate formula:

CPI in 2025 / CPI in 2004 * 2004 USD value = 2025 USD value

Then plug in historical CPI values from above. The CPI for Tenants' and household insurance was 116.215 in the year 2004 and 162.007 in 2025:

162.007 / 116.215 * $20 = $27.88

Therefore, according to U.S. Bureau of Labor Statistics, $20 in 2004 has the same "purchasing power" as $27.88 in 2025 (in the CPI category of Tenants' and household insurance).


Source: U.S. Bureau of Labor Statistics began tracking the Consumer Price Index for Tenants' and household insurance in 1997. In addition to tenants' and household insurance, the index produces monthly data on changes in prices paid by urban consumers for a variety of goods and services.

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