According to the U.S. Bureau of Labor Statistics, prices for tenants' and household insurance are 64.15% higher in 2025 versus 1998 (a $12.83 difference in value).
Between 1998 and 2025: Tenants' and household insurance experienced an average inflation rate of 1.85% per year. In other words, tenants' and household insurance costing $20 in the year 1998 would cost $32.83 in 2025 for an equivalent purchase. Compared to the overall inflation rate of 2.54% during this same period, inflation for tenants' and household insurance was lower.
In the year 1998: Pricing changed by -0.24%, which is below the average yearly change for tenants' and household insurance during the 1998-2025 time period. Compared to inflation for all items in 1998 (1.55%), inflation for tenants' and household insurance was lower.
Below are calculations of equivalent buying power for Tenants' and household insurance, over time, for $20 beginning in 1998. Each of the amounts below is equivalent in terms of what it could buy at the time:
| Year | USD Value | Inflation Rate |
|---|---|---|
| 1998 | $20.00 | -0.24% |
| 1999 | $20.32 | 1.58% |
| 2000 | $20.78 | 2.30% |
| 2001 | $21.30 | 2.47% |
| 2002 | $21.79 | 2.33% |
| 2003 | $23.01 | 5.60% |
| 2004 | $23.30 | 1.23% |
| 2005 | $23.57 | 1.16% |
| 2006 | $23.35 | -0.92% |
| 2007 | $23.46 | 0.45% |
| 2008 | $23.83 | 1.57% |
| 2009 | $24.36 | 2.22% |
| 2010 | $25.20 | 3.45% |
| 2011 | $25.54 | 1.35% |
| 2012 | $26.32 | 3.06% |
| 2013 | $27.14 | 3.12% |
| 2014 | $28.44 | 4.80% |
| 2015 | $29.35 | 3.20% |
| 2016 | $29.62 | 0.91% |
| 2017 | $29.83 | 0.71% |
| 2018 | $30.22 | 1.30% |
| 2019 | $30.43 | 0.68% |
| 2020 | $30.29 | -0.45% |
| 2021 | $30.21 | -0.25% |
| 2022 | $30.18 | -0.10% |
| 2023 | $30.73 | 1.81% |
| 2024 | $31.73 | 3.27% |
| 2025 | $32.83 | 3.46%* |
* Not final. See inflation summary for latest details.
** Extended periods of 0% inflation usually indicate incomplete underlying data. This can manifest as a sharp increase in inflation later on.
Raw Consumer Price Index data from U.S. Bureau of Labor Statistics for Tenants' and household insurance:
| Year | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| CPI | 100.000 | 99.762 | 101.338 | 103.669 | 106.231 | 108.708 | 114.800 | 116.215 | 117.562 | 116.485 | 117.004 | 118.843 | 121.487 | 125.682 | 127.379 | 131.271 | 135.372 | 141.867 | 146.409 | 147.747 | 148.799 | 150.734 | 151.763 | 151.075 | 150.694 | 150.539 | 153.264 | 158.278 | 163.761 |