Health insurance priced at $20 in 2025 $19.69 in 2026

Health Insurance Inflation Calculator

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Prices for Health Insurance, 2025-2026 ($20)

According to the U.S. Bureau of Labor Statistics, prices for health insurance are 1.57% lower in 2026 versus 2025 (a $0.31 difference in value).

Between 2025 and 2026: Health insurance experienced an average inflation rate of -1.57% per year. In other words, health insurance costing $20 in the year 2025 would cost $19.69 in 2026 for an equivalent purchase. Compared to the overall inflation rate of 0.66% during this same period, inflation for health insurance was lower.

In the year 2025: Pricing changed by 3.33%, which is significantly above the average yearly change for health insurance during the 2025-2026 time period. Compared to inflation for all items in 2025 (2.65%), inflation for health insurance was higher.

Price Inflation for Health insurance since 2005

Consumer Price Index, U.S. Bureau of Labor Statistics
Years with the largest changes in pricing: 2023 (-22.78%), 2020 (15.86%), and 2019 (14.54%).

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Buying power of $20.00 since 2025

Below are calculations of equivalent buying power for Health insurance, over time, for $20 beginning in 2025. Each of the amounts below is equivalent in terms of what it could buy at the time:

YearUSD ValueInflation Rate
2025$20.003.33%
2026$19.69-1.57%*

* Not final. See inflation summary for latest details.
** Extended periods of 0% inflation usually indicate incomplete underlying data. This can manifest as a sharp increase in inflation later on.


Raw Consumer Price Index data from U.S. Bureau of Labor Statistics for Health insurance:

Year2005200620072008200920102011201220132014201520162017201820192020202120222023202420252026
CPI100.000103.092113.520114.221110.527106.627105.484118.280122.973122.108123.567131.774133.947135.463155.160179.771171.968195.988151.335142.869147.626145.312

Adjust health insurance prices for inflation

Start with the inflation rate formula:

CPI in 2026 / CPI in 2025 * 2025 USD value = 2026 USD value

Then plug in historical CPI values from above. The CPI for Health insurance was 147.626 in the year 2025 and 145.312 in 2026:

145.312 / 147.626 * $20 = $19.69

Therefore, according to U.S. Bureau of Labor Statistics, $20 in 2025 has the same "purchasing power" as $19.69 in 2026 (in the CPI category of Health insurance).


Source: U.S. Bureau of Labor Statistics began tracking the Consumer Price Index for Health insurance in 2005. In addition to health insurance, the index produces monthly data on changes in prices paid by urban consumers for a variety of goods and services.

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