Health insurance priced at $20 in 2024 $20.44 in 2025

Health Insurance Inflation Calculator

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Prices for Health Insurance, 2024-2025 ($20)

According to the U.S. Bureau of Labor Statistics, prices for health insurance are 2.21% higher in 2025 versus 2024 (a $0.44 difference in value).

Between 2024 and 2025: Health insurance experienced an average inflation rate of 2.21% per year. This rate of change indicates significant inflation. In other words, health insurance costing $20 in the year 2024 would cost $20.44 in 2025 for an equivalent purchase. Compared to the overall inflation rate of 1.65% during this same period, inflation for health insurance was higher.

In the year 2024: Pricing changed by -5.59%, which is significantly below the average yearly change for health insurance during the 2024-2025 time period. Compared to inflation for all items in 2024 (2.95%), inflation for health insurance was much lower.

Price Inflation for Health insurance since 2005

Consumer Price Index, U.S. Bureau of Labor Statistics
Years with the largest changes in pricing: 2023 (-22.78%), 2020 (15.86%), and 2019 (14.54%).

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Buying power of $20.00 since 2024

Below are calculations of equivalent buying power for Health insurance, over time, for $20 beginning in 2024. Each of the amounts below is equivalent in terms of what it could buy at the time:

YearUSD ValueInflation Rate
2024$20.00-5.59%
2025$20.442.21%*

* Not final. See inflation summary for latest details.
** Extended periods of 0% inflation usually indicate incomplete underlying data. This can manifest as a sharp increase in inflation later on.


Raw Consumer Price Index data from U.S. Bureau of Labor Statistics for Health insurance:

Year200520062007200820092010201120122013201420152016201720182019202020212022202320242025
CPI100.000103.092113.520114.221110.527106.627105.484118.280122.973122.108123.567131.774133.947135.463155.160179.771171.968195.988151.335142.869146.021

Adjust health insurance prices for inflation

Start with the inflation rate formula:

CPI in 2025 / CPI in 2024 * 2024 USD value = 2025 USD value

Then plug in historical CPI values from above. The CPI for Health insurance was 142.869 in the year 2024 and 146.021 in 2025:

146.021 / 142.869 * $20 = $20.44

Therefore, according to U.S. Bureau of Labor Statistics, $20 in 2024 has the same "purchasing power" as $20.44 in 2025 (in the CPI category of Health insurance).


Source: U.S. Bureau of Labor Statistics began tracking the Consumer Price Index for Health insurance in 2005. In addition to health insurance, the index produces monthly data on changes in prices paid by urban consumers for a variety of goods and services.

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