According to the U.S. Bureau of Labor Statistics, prices for health insurance are 24.78% lower in 2025 versus 2022 (a $4.96 difference in value).
Between 2022 and 2025: Health insurance experienced an average inflation rate of -9.06% per year. This rate of change indicates significant deflation. In other words, health insurance costing $20 in the year 2022 would cost $15.04 in 2025 for an equivalent purchase. Compared to the overall inflation rate of 3.13% during this same period, inflation for health insurance was significantly lower.
In the year 2022: Pricing changed by 13.97%, which is significantly above the average yearly change for health insurance during the 2022-2025 time period. Compared to inflation for all items in 2022 (8%), inflation for health insurance was much higher.
Below are calculations of equivalent buying power for Health insurance, over time, for $20 beginning in 2022. Each of the amounts below is equivalent in terms of what it could buy at the time:
| Year | USD Value | Inflation Rate |
|---|---|---|
| 2022 | $20.00 | 13.97% |
| 2023 | $15.44 | -22.78% |
| 2024 | $14.58 | -5.59% |
| 2025 | $15.04 | 3.19%* |
* Not final. See inflation summary for latest details.
** Extended periods of 0% inflation usually indicate incomplete underlying data. This can manifest as a sharp increase in inflation later on.
Raw Consumer Price Index data from U.S. Bureau of Labor Statistics for Health insurance:
| Year | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| CPI | 100.000 | 103.092 | 113.520 | 114.221 | 110.527 | 106.627 | 105.484 | 118.280 | 122.973 | 122.108 | 123.567 | 131.774 | 133.947 | 135.463 | 155.160 | 179.771 | 171.968 | 195.988 | 151.335 | 142.869 | 147.423 |