According to the U.S. Bureau of Labor Statistics, prices for health insurance are 5.89% lower in 2025 versus 2019 (a $1.18 difference in value).
Between 2019 and 2025: Health insurance experienced an average inflation rate of -1.01% per year. In other words, health insurance costing $20 in the year 2019 would cost $18.82 in 2025 for an equivalent purchase. Compared to the overall inflation rate of 3.75% during this same period, inflation for health insurance was significantly lower.
In the year 2019: Pricing changed by 14.54%, which is significantly above the average yearly change for health insurance during the 2019-2025 time period. Compared to inflation for all items in 2019 (1.81%), inflation for health insurance was much higher.
Below are calculations of equivalent buying power for Health insurance, over time, for $20 beginning in 2019. Each of the amounts below is equivalent in terms of what it could buy at the time:
| Year | USD Value | Inflation Rate |
|---|---|---|
| 2019 | $20.00 | 14.54% |
| 2020 | $23.17 | 15.86% |
| 2021 | $22.17 | -4.34% |
| 2022 | $25.26 | 13.97% |
| 2023 | $19.51 | -22.78% |
| 2024 | $18.42 | -5.59% |
| 2025 | $18.82 | 2.21%* |
* Not final. See inflation summary for latest details.
** Extended periods of 0% inflation usually indicate incomplete underlying data. This can manifest as a sharp increase in inflation later on.
Raw Consumer Price Index data from U.S. Bureau of Labor Statistics for Health insurance:
| Year | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| CPI | 100.000 | 103.092 | 113.520 | 114.221 | 110.527 | 106.627 | 105.484 | 118.280 | 122.973 | 122.108 | 123.567 | 131.774 | 133.947 | 135.463 | 155.160 | 179.771 | 171.968 | 195.988 | 151.335 | 142.869 | 146.021 |