According to the U.S. Bureau of Labor Statistics, prices for health insurance were 79.77% higher in 2020 versus 2005 (a $7.98 difference in value).
Between 2005 and 2020: Health insurance experienced an average inflation rate of 3.99% per year. This rate of change indicates significant inflation. In other words, health insurance costing $10 in the year 2005 would cost $17.98 in 2020 for an equivalent purchase. Compared to the overall inflation rate of 1.90% during this same period, inflation for health insurance was higher.
Below are calculations of equivalent buying power for Health insurance, over time, for $10 beginning in 2005. Each of the amounts below is equivalent in terms of what it could buy at the time:
| Year | USD Value | Inflation Rate |
|---|---|---|
| 2005 | $10.00 | - |
| 2006 | $10.31 | 3.09% |
| 2007 | $11.35 | 10.12% |
| 2008 | $11.42 | 0.62% |
| 2009 | $11.05 | -3.23% |
| 2010 | $10.66 | -3.53% |
| 2011 | $10.55 | -1.07% |
| 2012 | $11.83 | 12.13% |
| 2013 | $12.30 | 3.97% |
| 2014 | $12.21 | -0.70% |
| 2015 | $12.36 | 1.19% |
| 2016 | $13.18 | 6.64% |
| 2017 | $13.39 | 1.65% |
| 2018 | $13.55 | 1.13% |
| 2019 | $15.52 | 14.54% |
| 2020 | $17.98 | 15.86% |
| 2021 | $17.20 | -4.34% |
| 2022 | $19.60 | 13.97% |
| 2023 | $15.13 | -22.78% |
| 2024 | $14.29 | -5.59% |
| 2025 | $14.74 | 3.19%* |
* Not final. See inflation summary for latest details.
** Extended periods of 0% inflation usually indicate incomplete underlying data. This can manifest as a sharp increase in inflation later on.
Raw Consumer Price Index data from U.S. Bureau of Labor Statistics for Health insurance:
| Year | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| CPI | 100.000 | 103.092 | 113.520 | 114.221 | 110.527 | 106.627 | 105.484 | 118.280 | 122.973 | 122.108 | 123.567 | 131.774 | 133.947 | 135.463 | 155.160 | 179.771 | 171.968 | 195.988 | 151.335 | 142.869 | 147.423 |