According to the U.S. Bureau of Labor Statistics, prices for checking account and other bank services are 84.12% higher in 2025 versus 1999 (a $16.82 difference in value).
Between 1999 and 2025: Checking account and other bank services experienced an average inflation rate of 2.38% per year. This rate of change indicates significant inflation. In other words, checking account and other bank services costing $20 in the year 1999 would cost $36.82 in 2025 for an equivalent purchase. Compared to the overall inflation rate of 2.53% during this same period, inflation for checking account and other bank services was lower.
In the year 1999: Pricing changed by 3.15%, which is above the average yearly change for checking account and other bank services during the 1999-2025 time period. Compared to inflation for all items in 1999 (2.19%), inflation for checking account and other bank services was higher.
Below are calculations of equivalent buying power for Checking account and other bank services, over time, for $20 beginning in 1999. Each of the amounts below is equivalent in terms of what it could buy at the time:
| Year | USD Value | Inflation Rate |
|---|---|---|
| 1999 | $20.00 | 3.15% |
| 2000 | $20.92 | 4.58% |
| 2001 | $21.78 | 4.14% |
| 2002 | $22.40 | 2.83% |
| 2003 | $22.84 | 1.97% |
| 2004 | $23.47 | 2.76% |
| 2005 | $23.73 | 1.12% |
| 2006 | $24.00 | 1.15% |
| 2007 | $24.48 | 1.97% |
| 2008 | $24.85 | 1.51% |
| 2009 | $23.63 | -4.91% |
| 2010 | $24.45 | 3.48% |
| 2011 | $25.00 | 2.24% |
| 2012 | $26.69 | 6.75% |
| 2013 | $27.79 | 4.12% |
| 2014 | $28.26 | 1.73% |
| 2015 | $28.65 | 1.36% |
| 2016 | $29.50 | 2.97% |
| 2017 | $30.15 | 2.21% |
| 2018 | $32.66 | 8.33% |
| 2019 | $33.04 | 1.14% |
| 2020 | $33.10 | 0.20% |
| 2021 | $32.21 | -2.71% |
| 2022 | $33.43 | 3.80% |
| 2023 | $34.17 | 2.21% |
| 2024 | $36.13 | 5.75% |
| 2025 | $36.82 | 1.92%* |
* Not final. See inflation summary for latest details.
** Extended periods of 0% inflation usually indicate incomplete underlying data. This can manifest as a sharp increase in inflation later on.
Raw Consumer Price Index data from U.S. Bureau of Labor Statistics for Checking account and other bank services:
| Year | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| CPI | 100.000 | 101.177 | 104.362 | 109.138 | 113.662 | 116.877 | 119.177 | 122.462 | 123.831 | 125.254 | 127.727 | 129.650 | 123.287 | 127.584 | 130.442 | 139.248 | 144.985 | 147.486 | 149.496 | 153.937 | 157.345 | 170.447 | 172.384 | 172.735 | 168.057 | 174.439 | 178.293 | 188.539 | 192.152 |